Types of Insurance
Term life insurance
Long-term disability insurance
Long-term care insurance
Identity theft protection
10. Flood insurance
Will need this soon:
Auto insurance: Everyone drives. You do not want to get into an accident/altercation
without insurance. It will be SUPER expensive to pay for a fender bender. It is also just
against the law.
Term Life insurance: life insurance is good to have just in case you are to die
unexpectedly, this will help your spouse/family stay afloat
Home insurance: What if you get robbed, a tornado randomly takes your house to the
yellow brick road, or even a fire. It is good to be careful. You never know what might
Health insurance: medical bills are super expensive. You literally can get into debt so
easily; so protect yourself first.
Flood insurance: I remember one time it was raining super bad in Texas and a bunch of
peoples' houses flooded. Hopefully they had insurance....
I can save on insurance by:
Change auto coverage
Consider your deductible
Low-cost health care options
Ask for discounts
Shop around for insurance companys