Product Comparison Summary
Lender
Macquarie
QUDOS
Product Name
Complete Variable Home
Loan **Special** (P & I) -
Owner Occupied
Macquarie
offset home loan
QUDOS
Low cost home loan
Loan Amount
$242,000
$242,000
$242,000
Interest Rate(s)
2.49% 13 yrs (var)
5.89% 13 years (Var)
5.89% 13 years (Var)
Repayments
$1,817/month 13 yrs
..$2224/month 13 yrs
..$2224/month 13 yrs
Features
Extra Repay: Lump sum or
extra repayments are
permissible at any time.
Offset: 100% offset
available with Bankwest
Offset Transaction
account. $0 monthly offset
fee.
Redraw: Online banking
redraws are available and
free with this product;
Home loan access (over
counter) - minimum
amount of $1000 per
transaction - $0 access
fee
Construction: For
construction purposes
Interest only until fully
drawn, (IOUFD) 3 years or
5 years.
..Unlimited additional
payments
Variable rate
Unlimited redraw facility
Up to 10 offset accounts
can be opened
No fees or charges
Variable rate
Free offset accounts
Unlimited extra
repayments available
App Fee
Legal: $250
..$0
..$0
Monthly Fee
$0
$ ..
$ ..
0
Annual Fee
$395
$248.00
$ ..
0
Discharge Fees
$338
$ ..
0
$ ..
0
Total Interest
$41,526
$ ..
104,925
$ ..
104,925
Total Monthly Fees
$0
$ ..
$ ..
0
Total of Annual Fees
$5,135
$ ..
$3224
$ ..
0
Disclaimer:
This report is for informational purposes only and is provided as a guide only. The information contained in this report may not be current or complete, or may not remain current
or complete, and therefore under no circumstances should be relied upon. The information is based upon the data provided by you and others which changes regularly. It is your
responsibility to assess and verify the accuracy, currency, completeness and reliability of the information and whether it applies in your individual circumstances. No warranty or
representations as to its accuracy or completeness is provided. We are not liable to your or any other person for loss, damage or injury arising from the use of, or reliance on, this
information, including but not limited to loss suffered in connection with incorrect or out of date information.
